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Types of Remortgage
 

At Cash Release we'll put you in touch with matching lenders who will help you choose from a range of remortgage products to suit your needs.

Fixed rate

  • A fixed rate product means that your payments are fixed for a set amount of time. That means that the rate will not go up or down for the time that the rate is fixed
  • The product returns to a variable rate at the end of the fixed period
  • You won't benefit if rates fall during the term but will be protected from any interest rate rises when you’re on the fixed rate
  • Early repayment charges will apply
  • Good for
    those who need to budget carefully; want the certainty of knowing what they will be paying for a year or two and want protection from potential interest rises

Discounted rate

  • This is a variable rate product with a discount to lower the payment for a set period of time
  • Your payments will go up and down as interest rates rise or fall
  • You’ll benefit from a discount off the full variable rate for the time that the discount applies
  • Once the discount period ends, you’ll go onto a variable rate mortgage
  • Early repayment charges will apply
  • Good for
    those who want lower initial payments; want to benefit from interest rate reductions but are also prepared to pay more if interest rates rise

Variable rate

  • With a standard variable rate mortgage the amount you pay will rise and fall in line with interest rate changes
  • Early repayment charges will apply
  • Good for
    those who want to benefit from interest rate reductions but are also prepared to pay more if interest rates rise
 

 

Loans and Remortgages everywhere in Uk.
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SCOTLAND Borders, Central, Dumfries, Galloway, Fife, Grampian, Highlands, Islands, Lothian, Strathclyde, Tayside, Aberdeen, Inverness, Edinburgh, Glasgow
IRELAND Antrim, Armagh, Down, Fermanagh, Londonderry, Belfast,
WALES Anglesey, Blaenau Gwent, Carmarthenshire, Ceredigion, Conwy, Denbighshire, Flintshire, Gwynedd, Merthyr Tydfil, Monmouthshire, Newport, Pembrokeshire, Powys, Rhondda Cynon Taff, Cardiff

 
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